Customer reviews

Real outcomes and experiences from MortgagePayoff users across New Zealand.

Saved roughly $20k over the life of our loan by changing our refix split after seeing the optimizer output.

Anonymous homeowner, Auckland

The comparison table and projected totals made this way clearer than any free calculator we tried.

Anonymous first-home buyer, Hamilton

I found a better strategy in one evening than I did after weeks of reading mortgage guides.

Anonymous homeowner, Wellington

Worth it for the live rate dashboard alone. We stopped bouncing between different bank pages.

Anonymous investor, Christchurch

Trial convinced us quickly. The payoff and investment scenarios gave us confidence to act.

Anonymous couple, Tauranga